Data Scientist 1

PayPal
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Job Description

The Credit Data Strategy Team is responsible for Global credit bureau reporting agencies (CRAs) contractual and regulatory compliance requirements as well as third party, inbound data providers. Team members are subject matter experts and primary points of contact across all global CRA-related activities. We are responsible for providing product requirement and platform approach to standardization and integration with bureaus, manage and optimize the data budget, provide analytics and reporting across data providers, and develop governance and controls for credit bureau reporting.

Credit Data Strategy is looking for a Data Scientist to join our team. The role will be responsible for analytics of both inbound and outbound data relationships and support the management of the data budget for the Consumer & Credit organization. You will work with your manager to develop credit data reporting, identify opportunities to reduce data expenses, and collaborate on data governance routines with business partners.

Job Description:

Your team will be responsible for developing credit data reporting, driving revenue by identifying alternative data sources that provide value to the business, reducing data expenses, and partnering on data governance routines with Engineering, Credit Governance, and Global Analytics and Decision Science teams.

In your day-to-day role you will:

  • Develop standard reporting for outbound credit bureau and Operations monitoring
  • Perform analyses of potential new data sources to support the Global Merchant Lending, Global Pay Later, and Global Consumer Revolve portfolios
  • Investigate business & customer impacts and observe trends in both inbound and outbound data and make recommendations to the business based on observations
  • Work with Credit Data Strategy Owners on issue analysis and remediation through data pulls
  • Participate in Proof-of-Concept exercises with the Credit Risk Management team to find opportunities to reduce data costs and identify new data opportunities to enhance risk decisioning and drive profit
  • Own and measure your key metrics and goals

What do you need to bring

**We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.

  • Bachelor’s Degree and above in one of the following: economics, finance, engineering, datasciences, etc
  • Have at least 2+ years of experience working in a credit or credit supporting function
  • Have at least 2+ years of experience in relevant positions (e.g., Decision Scientist, data analyst, statistician, data scientist, risk management, etc.)
  • Be a team player with strong written and verbal communication, presentation and interpersonal skills
  • Proficiency in using SQL/R/Python, experienced with data visualization
  • Have analytical skills – you must be able to analyze data, identify trends and draw meaningful/accurate conclusions
  • Have the ability to approach problems in a quantitative and qualitative manner, and partner with the business to understand their needs, and drive solutions specifically around issues
  • Ability to communicate effectively, in both written and verbal formats, with senior executive-level leaders
  • Proven ability to interact with technical project leads, developers, quality assurance, and business team members
  • Excellent attention to detail and accuracy skills

Ability to execute in a fast paced, high demand, environment while balancing multiple priorities

Company Info.

PayPal

PayPal Holdings, Inc. is an American company operating an online payments system in the majority of countries that support online money transfers, and serves as an electronic alternative to traditional paper methods like checks and money orders.

  • Industry
    FinTech
  • No. of Employees
    30,900
  • Location
    2211 North 1st Street, San Jose, CA 95131, USA
  • Website
  • Jobs Posted

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