Lead Data Scientist, Risk

PayPal
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Job Description

Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 392 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 375 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies. PayPal's Global Fraud Risk team is looking for Data Scientists who are passionate, committed individuals and want to join the world’s top risk talents in solving some of the most challenging problems in a collaborative global environment that promotes learning and rewards innovation. Risk Data Scientists are highly motivated team players who specialize in analyzing fraud patterns and creating and adapting advanced fraud prevention mechanisms while focusing on the customer’s experience. The Data Scientists overcome challenges presented by big data, evolving fraud techniques and new payment technologies by leveraging area expertise, data analysis, advanced algorithms and story-based analytics. The ideal candidates are problem solvers, equipped with strong analytical skills suited to approach varied challenges in complex environments, and able to deconstruct the problem and transform personal insights into large scale, state-of-the-art solutions. As a Data Scientist, you will apply your strategic and analytical skills to major company challenges. You will team with a wide variety of partners in the company, such as product experts, UX, risk platform and payments engineers to identify actionable insights that ultimately impact the top and bottom line. We work in a space that looks deeply into emerging fraud trends and the business enablement opportunities that help the business in fueling growth and strategic decisions. You will be able do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation with a global team that is multi-disciplinary with broad spectrum of industry experiences, deep analytical and quantitative expertise.

Primary Job Responsibilities:

  • Use strong problem-solving and analytical skills to design, develop and manage real-time end-to-end fraud risk solutions that not only solve emerging fraud trends but also provide great experience to our customers.
  • Apply advanced statistical techniques, innovative algorithms, and industry tools to predict and manage fraud risk associated with PayPal products in a big data environment
  • Provide regular updates to senior leadership, peers and other stakeholders that simplifies complex analytical research and insights into easy-to-follow actionable outcomes and drives impact for our customers, our stakeholders and PayPal
  • Collaborate with cross functional stakeholders including product managers and engineering team to deploy data driven risk mitigation solutions, new product capabilities and platform capabilities to combat fraud risk
  • Utilize bottom-up, story based, innovative techniques to apply analytical know how onto PayPal’s risk strategies

Required Qualifications (if you don’t meet the below but still think you are the right person for the job – please tell us why!)

  • Bachelor’s Degree or above in one of the following: economics, finance, engineering, exact sciences, etc.
  • 4+ years experience in performing data management and analytics. Prior experience in Risk Management preferred.
  • Must be an intuitive, organized analytical thinker, with proven ability to perform detailed analysis in real world problems
  • Strong written, oral, and interpersonal skills a must, including the ability to explain and/or present analyses and convey complex ideas succinctly to all audiences
  • Must have good business judgment with demonstrated ability to think creatively and strategically
  • Experience working with Product teams to develop new customer-facing products or improve customer experience preferred
  • Proficiency using SQL and querying relational databases, working knowledge of Hadoop, Python, R, Tableau
  • Team player, responsible, delivery-oriented
  • Excellent spoken and written English

We're a purpose-driven company whose beliefs are the foundation for how we conduct business every day. We hold ourselves to our One Team Behaviors which demand that we hold the highest ethical standards, to empower an open and diverse workplace, and strive to treat everyone who is touched by our business with dignity and respect. Our employees challenge the status quo, ask questions, and find solutions. We want to break down barriers to financial empowerment. Join us as we change the way the world defines financial freedom.

Company Info.

PayPal

PayPal Holdings, Inc. is an American company operating an online payments system in the majority of countries that support online money transfers, and serves as an electronic alternative to traditional paper methods like checks and money orders.

  • Industry
    FinTech
  • No. of Employees
    30,900
  • Location
    2211 North 1st Street, San Jose, CA 95131, USA
  • Website
  • Jobs Posted

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