Senior Data Scientist - Merchant Lending

Key Skills

Data Analytics, Data Modeling, Deep Learning, Design, Effective communication skills, Machine learning techniques, MLOps tools, Python Programming, SQL

Job Description

As a Senior Data Scientist of Credit Risk, you will work closely with business, product and engineering teams of the GTF merchant lending cluster, to continuously iterate our lending products and services for GoFood merchants, to help accelerate their business growth. You will be developing, analyzing and productionizing various machine learning models for purposes related to credit risk management and go-to-market (GTM) strategies, and partner closely with the other teams to devise policies and strategies that bring the best value from the developed models.

What will you do

• Design, develop and iterate GTM related machine learning models such as propensity model and user profiling models.
• Design, develop and maintain various credit risk scorecard models (A/B/C scores) for GoFood merchant lending business
• Develop other specific models and data insights that are required by the business team in improving the BAU processes, such as merchant whitelisting, underwriting, account management and collection, etc. 
• Engage with business, product and engineering teams on regular cadence and ad hoc meetings, in addressing any issues related to data and our models, as well as strategizing the business roadmap with data insights

What you will need

• Minimal Bachelor Degree in Computer Science, Statistics, or related field
• Proven record in data science and credit risk areas, with solid understanding of their fundamentals and advances
• Strong analytical and problem-solving skills
• Experience of working with big data and modern machine learning techniques, such as logistic regression, boosting models and deep learning
• Proficient in using Python, SQL, and Excel for modeling and data analysis
• Practical experience experiences in MLOps is a plus
• Excellent written and verbal communication skills

About GoTo Group

GoTo Group is the largest digital ecosystem in Indonesia with its mission to “Empower Progress’ by offering technological infrastructure and solutions for everyone to access and thrive in the digital economy. The GoTo ecosystem consists of on-demand transportation services, e-commerce, food and grocery delivery, logistics and fulfillment, as well as financial and payment services through the Gojek, Tokopedia and GoTo Financial platforms.It is the first platform in Southeast Asia that hosts these crucial cases in a single ecosystem, capturing the majority of Indonesia’s vast consumer household.

About Gojek 

Gojek is Southeast Asia’s leading on-demand platform and pioneer of the multi-service ecosystem with over 2.5 million driver partners across the regions offering a wide range of services such as transportation, food delivery, logistics and more. With its mission to create impact at scale, Gojek is committed to resolving consumer problems and raising standards of living by connecting consumers to the best providers of goods and services in the market.