Data Scientist, Credit Risk

Key Skills

Analytical and Problem solving, Data science techniques, Effective communication skills, ETL frameworks, Large data sets, Machine learning techniques, Presto, Python Programming, R Programming, SPARK Programming, SQL

Job Description

What you'll do

• Act as an embedded partner to the Risk team, identifying and solving complex and ambiguous questions with data and modeling 
• Plan and execute with partner teams on modeling initiatives to increase accuracy, automation, and explainability
• Build statistical and machine learning models to measure all aspects of risk
• Create metrics and dashboards for key performance indicators and deep dive to understand the drivers of those indicators
• Effectively communicate the outcomes of your analysis to key stakeholders

Who you are

We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum Requirements:

• 3+ years experience analyzing large data sets to solve problems and drive impact
• A PhD or MS in a quantitative field (e.g., Operations Research, Economics, Statistics, Sciences, Engineering)
• Expert knowledge of a scientific computing language (Python or R) and SQL
• Strong knowledge and hands-on experience with machine learning, statistics, and experimentation
• Experience in building scalable ETL solutions utilizing SQL, Presto, Spark and other tools
• Experience in working with multiple cross-functional teams to deliver results
• The ability to communicate results clearly

Hybrid work at Stripe

Our Chicago, Dublin, and Singapore teams spend at least 50% of their time in their local offices. We believe that more in-person interactions will contribute to better results for our employees and Stripe. Increased office time allows for improved collaboration, efficiency, and informal learning opportunities, fostering a stronger community and building our culture. We will apply the insights gained from these initial three locations to continue refining our hybrid approach.

Pay and benefits

The annual US base salary range for this role is $168,600 - $228,229. For sales roles, the range provided is the role’s On Target Earnings (OTE) range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location. Applicants interested in this role and who are not located in the US may request the annual salary range for their location during the interview process.

Additional benefits for this role may include: equity, company bonus or sales commissions/bonuses; 401(k) plan; medical, dental, and vision benefits; and wellness stipends.