Product Manager II, Payments Risk Management

Key Skills

Data science techniques, Ecommerce, Infrastructure as code, Machine learning techniques, Product Management, UI design, UX design

Job Description

Minimum qualifications:

• Bachelor's degree or equivalent practical experience.
• 5 years of experience in product management, consulting, co-founder or related technical role in E-commerce or Digital Payments.
• 2 years of experience building and shipping technical products in E-commerce or Digital Payments.

Preferred qualifications:

• 10 years of experience in Payment Risk/Processing leading medium to large complex projects in E-commerce or Digital Payments.
• 10 years of industry experience in the trust and safety/risk management field, and expertise in core risk, payments infrastructure and use of ML for risk in E-commerce or Digital Payments.
• 3 years of experience in a role preparing and delivering technical presentations to executive leadership.
• Experience working in the payments industry, including payment processors, payment issuers, or payment networks.
• Experience working cross-functionally with engineering, UX/UI, sales finance, and other stakeholders.

About the job

At Google, we put our users first. The world is always changing, so we need Product Managers who are continuously adapting and excited to work on products that affect millions of people every day.

In this role, you will work cross-functionally to guide products from conception to launch by connecting the technical and business worlds. You can break down complex problems into steps that drive product development.

One of the many reasons Google consistently brings innovative, world-changing products to market is because of the collaborative work we do in Product Management. Our team works closely with creative engineers, designers, marketers, etc. to help design and develop technologies that improve access to the world's information. We're responsible for guiding products throughout the execution cycle, focusing specifically on analyzing, positioning, packaging, promoting, and tailoring our solutions to our users.

The Payments Risk team is responsible for building and refining Risk Management solutions to protect all of Google businesses from online fraud. We achieve this by systematic and consistent investment in a robust and scalable Risk Platform supporting customizable risk controls while leveraging Google's technology, machine learning, data, tools, and infrastructure. We use Risk Platform capabilities to balance loss reduction with great user experience for Google businesses and to enable sustainable growth in Google's product offerings.

Whether it is paying online with Autofill, using tap and pay in stores, or using the Google Pay app, the Payments team at Google is focused on making payments simple, seamless, and secure. In addition to consumer payment technologies, the Payments team also powers the money movement between Google and its consumers and businesses.

The US base salary range for this full-time position is $142,000-$211,000 + bonus + equity + benefits. Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum target salaries for the position across all US locations. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.

Please note that the compensation details listed in US role postings reflect the base salary only, and do not include bonus, equity, or benefits. Learn more about benefits at Google.

Responsibilities

• Develop and lead goals and strategy for the mitigation of Payments Risk on Google’s products focusing on continuous improvements for Payment Instruments and customer account processes.
• Develop and secure buy-in for a product roadmap that defines and supports the overall product narrative and direction, achieving an outcome that is greater than the sum of its parts.
• Anticipate evolving payments landscape and emerging regulations that could impact Payments Risk product responsibilities and facilitate products or remediations.
• Work closely with Risk and partner engineering and data science teams, risk operations, analytics as well as executives of key vertical customers to drive Risk Platform product strategy and roadmap.
• Drive the business requirements for product launches by designing products and solutions for all business processes reducing risk, customer impact with increased efficiency using the latest in Google technology.