Payments Risk Analyst

Key Skills

Business Analytics, Data science techniques, Operations, Product Management, Python Programming, SQL

Job Description

• You’ve got positive energy. You’re optimistic about the future and determined to get there. 
• You’re never tired of learning. You want to be a pro in bleeding edge tech like DeFi, NFTs, DAOs, and Web 3.0. 
• You appreciate direct communication. You’re both an active communicator and an eager listener - because let’s face it, you can’t have one without the other. You’re cool with candid feedback and see every setback as an opportunity to grow.
• You can pivot on the fly. Crypto is constantly evolving, so our priorities do, too. What you worked on last month may not be what you work on today, and that excites you. You’re not looking for a boring job.
• You have a “can do” attitude. Our teams create high-quality work on quick timelines. Owning a problem doesn’t scare you, but rather empowers you to take 100% responsibility for achieving our mission.
• You want to be part of a winning team. We’re stronger together, and you’re a person who embraces being pushed out of your comfort zone.

The Payments Risk Management team is the 2nd line risk team, supporting the analytics team (1st line). We ensure:

• Effective controls are in place to mitigate fraudulent activity.
• Existing controls are working as expected.
• Net revenue and user experience are top of mind for all risk related solutions.

What you’ll be doing (ie. job duties): 

• Partnering with Consumer Product teams to improve the user journey without introducing incremental risk.
• Building SQL dashboards and monitoring identifying rules and controls in place that are ineffective, or that have high false positives.
• Partnering with Customer Experience and Risk Operations team to reduce the false positives on users who get severely restricted in the platform.

What we look for in you (ie. job requirements): 

• Bachelor's degree or above with a background in Computer Science, Financial Science, Business Analytics, Statistics, or Product Management.
• High proficiency (3+ years) SQL experience, preferably in Snowflake.
• 1+ year experience in fraud mitigation, trust & safety or customer experience optimization.
• Experience partnering with cross functional teams (product, engineering, data science, operations) to develop, implement and monitor strategies to manage fraud rates. 

Nice to haves:

• Experience identifying gaps in existing fraud controls that can be abused and be a driver in a large scale fraud attack.
• Experience working with customer facing teams to educate the importance of risk management and developing smart risk solutions that minimizes negative customer experiences.
• Experience programming in Python (or alternate programming language) a plus.

Job P52968

Pay Transparency Notice: Depending on your work location, the target annual salary for this position can range as detailed below. Full time offers from Coinbase also include target bonus + target equity + benefits (including medical, dental, vision and 401(k)).

Pay Range:

$113,900—$134,000 USD