Risk Analytics Manager (H/F/N)

Key Skills

Business Analytics, Data Manipulation, Effective communication skills, English Proficiency, French language, Google sheets, Looker, Microsoft-Excel, People management, Python Programming, Risk Analytics, SQL

Job Description

About this position

We are looking for a Risk Analytics Manager who will participate in the optimization of the risk / return ratio within the framework of our credit underwriting and fraud activities. We are looking for someone who combines business acumen with strong quantitative and analytical skills. If you are a proactive problem solver and have a collaborative spirit, we invite you to join us and make a positive impact on our organization!

You will gain valuable experience in this position and you will have the opportunity to develop your career within Hokodo.

Location

We would like you to work from our offices in Paris, London or Vilnius, up to 2 days a week alongside our team of dedicated professionals, and leave your mark in the world of BtoB e-commerce.

About Hokodo

We are an international and diverse team of finance, tech and data science specialists, based in London and Paris, working towards the common goal of modernizing online B2B payments.

• Our Buy Now, Pay Later B2B solution allows merchants to offer credit terms to their business customers instantly. Merchants who trust us are seeing a 40% increase in revenue on average ...and that's just the beginning!
• We are expanding rapidly in Europe, with an outstanding client list and recently raised $40M in Series B to support our mission to empower 1 million businesses with access to a better way to pay by 2025.
• We are on the right track since more than 50,000 companies already regularly use the Hokodo solution , but we want to move up a gear with your help, so join us in this adventure!

Your missions - If you are motivated by the following, this position is for you!

• Team management: manage two portfolio risk analysts (credit and fraud) and develop the team according to business needs.
• Quickly detect risk trends: analyze the main causes of non-payment or fraud and propose solutions.
• Optimization of risk underwriting and pricing: continuous monitoring and optimization of our decisions at merchant and portfolio level.
• Conduct impact analyses: propose changes and assess the impact on pricing, credit and fraud underwriting decisions, as well as their KPIs.
• Management of decision tools: document and implement new underwriting rules in our decision tools in accordance with our governance framework.
• Increased Revenue: Work with our Sales and Ops teams on new deals and existing partnerships to support our negotiation strategies.

The ideal candidate - Although some of the requirements listed below are important, we would like to meet any candidate who shares our commitment and our values, and who has a curiosity and a certain desire to learn. Do not hesitate to apply if you recognize yourself in these points! 

• Risk Analysis: You have at least 5 years of experience in a Risk Analytics role or equivalent.
• Management: You have previous experience of managing a small team or a person.
• Tools: You are an intermediate or experienced user of SQL and Google Sheets or Excel for data extraction, manipulation and visualization.
• Analytics: You have prior experience in a Finance or Business Analytics role with exposure to business decisions. 
• Communication: Excellent oral and written communication skills.
• Prioritization: You are organized and methodical, able to multitask and take initiative.

good to have 

• Prior experience in risk underwriting management and pricing analysis
• Python and Looker: Experience in these two tools will help you master your job faster
• English: We are an international company and as we grow, second languages ​​make it easier for us to communicate.

Recruitment process

• A 30-45min video call with the Talent team to introduce you to Hokodo, learn more about your background and your ambitions and answer your questions;
• Un live Analytics Case Study de 60min avec le Hiring Manager;

• A 45min video interview with team members to learn more about your skills and assess the team fit;

• A meeting with one of our Co-Founders so that you know more about Hokodo's ambitions and to validate the company fit;

Why join us?

We offer you the opportunity to have a real impact on the payment sector and B2B e-commerce. You will benefit from a real opportunity for personal and professional development within a successful start-up. Your opinion and your comments will always be heard and valued and you will be part of a motivated and united team.

We also offer a competitive salary and benefits, as well as: