Risk Analytics Manager

Key Skills

Business Analytics, Data Manipulation, Effective communication skills, French language, Google sheets, Looker, Microsoft-Excel, People management, Python Programming, Risk Analytics, SQL

Job Description

About the role

The Portfolio Risk Manager will gain valuable experience and have the opportunity to grow their career within Hokodo.

We are looking for someone to help us optimise the risk return trade-off in our credit and fraud underwriting. We need someone who blends commercial acumen with strong quantitative and analytical skills. If you are a proactive problem-solver with a collaborative spirit, we warmly welcome you to join our team and make a positive impact!

Location: We would like you to work from our office in either London, Vilnius or Paris a couple of days per week, joining our team of dedicated professionals and making your mark on the world of B2B e-commerce.

About Hokodo

We’re an international and diverse team, based in London, Vilnius and Paris, working to modernise B2B payments.

• Our B2B Buy Now, Pay Later solution enables merchants to offer credit terms to their business customers instantly, resulting in a 40% average increase in revenue for integrated merchants.
• We are scaling rapidly across Western Europe, with a list of stellar clients and recently raised $40 million in Series B investment to support our mission of enabling 1 million businesses to access a better way to pay by 2025.
• Join us in our efforts, as we have already made good progress with 50,000+ businesses regularly using Hokodo, but need your support to take us to the next level!

What you’ll be doing - If you get excited by the following, this is the role for you. 

• Team management: manage 2 portfolio risk analysts (credit and fraud) and grow the team depending on business needs 
• Detect risk performance trends early: analyse the root cause of non payment or fraud and propose solutions
• Risk underwriting and pricing optimisation: continuously monitor and optimise our decisions at merchant and portfolio levels
• Conduct impact analysis: propose changes and assess the impact on pricing, credit and fraud underwriting decisions and their KPIs
• Decision engine management: document and implement new underwriting rules in our decision engines in line with our governance framework
• Revenue enablement: work with our Sales and Ops team on new deals and existing relationships to support negotiation strategies

Who we’re looking for - At Hokodo, we prioritise hiring people who share our mission and values, and possess the right attitudes and behaviours for success. While some of the listed requirements may be important, don't worry if you don't meet all of them, we’d still like to hear from you. 

• Field experience: you have at least 5 years of experience in Risk Analytics
• People management: previous experience managing a small team or an individual
• Tools: intermediate to advanced user of SQL and Google Sheets or Excel for data extraction, manipulation and visualisation
• Analytics: previous experience in a Finance or Business Analytics role with exposure to business decisions
• Communication: excellent verbal and written communication skills
• Prioritisation: organised and methodical with the ability to multi-task and take initiative

Nice to have:

• Previous experience in managing risk underwriting and pricing analysis
• Python and Looker: experience with both will help you get started faster
• French: We’re an international company and as we expand 2nd languages help us to communicate.

Interview Process

• Intro, company fit and run through career history with the Talent team - 30-45 minutes - Video Call 
• Case Study - Go through an analytical case study with the Hiring Manager - 60 minutes - Video Call
• Competency and team fit interview with a team member - 45 minutes - Video Call
• Meet the team and Co Founder - Circa 60 minutes - Face 2 Face

What’s in it for you?

We’re offering the chance to really make a difference to Hokodo and the wider B2B payments and e-commerce industry. The opportunity for personal growth in a fast-moving startup is massive. Your opinion and feedback will be heard and valued. You'll feel a part of a very special team.

We offer a highly competitive salary and benefits package, including share options.