Senior Manager - Data Science, Auto Finance

Key Skills

Analytical and Problem solving, Apache Hive, Batch Data Processing, Data science techniques, Data Visualization, Finance, SAS, Tableau, Teradata

Job Description

As part of the Group Risk Management (GRM) team, the Senior Manager, Manager Auto Finance (PMCS) will support the Director of the Automotive Finance Credit Strategy team in managing Automotive Finance portfolio through developing and enhancing credit strategies to increase portfolio profitability.

This role gives the incumbent the opportunity to build on these skills and attributes: cross-functional mindset, understanding of consumer behaviour and RBC risk appetite, and adaptability to the dynamic credit environment. This position specializes in insight-generation through in-depth portfolio analytics, and then taking action on those insights through the development of new credit strategies.

What will you do?

• Enhance portfolio insight and management decision-making through the use of leading edge methodologies and tools to measure the current health of the portfolio and to discover opportunities, trends, and anomalies.
• Provide concise and insightful analytical support to senior management on matters relating to acquisitions and account management of automotive finance products.
• Lead credit strategy development and the monitoring of strategy outcomes. The incumbent will need to recognize credit trends, determine strategy effectiveness, and provide recommendations for further enhancements.
• Support the implementation of strategies and maintain integrity of decision criteria within loan origination systems and campaign processes.

What do you need to succeed?

Must-have

• 5+ years related work experience developing risk, pricing and/or profitability models
• Prior experience with data manipulation and analytics packages such as SAS, Teradata, Tableau, Python etc.
• Strong analytical and problem solving skills including understanding of credit risk fundamentals and financial modelling
• Strong interpersonal, communication and presentation skills, with the ability to articulate a compelling business case to senior management
• University degree in a quantitative field of study (e.g., statistics, economics, business, computer science, math) – demonstrated ability to think critically, analyze data, and build financial models

Nice-to-have

• Familiar with credit risk concepts.
• Proficiency with data visualization tools such as Tableau.
• Experience with big data processing tools like Spark and Hive.

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• Comprehensive Total Rewards Program including bonuses and flexible benefits, and competitive compensation
• Leaders who support your development through coaching and managing opportunities
• Ability to make a difference and lasting impact
• Work in a dynamic, collaborative, progressive, and high-performing team
• Flexible work/life balance options

Job Skills

Business Data Analysis, Communication, Credit Analysis, Database Queries, Data Visualization, Decision Making, Long Term Planning, Operational Delivery, Quantitative Methods, Risk Management

Additional Job Details

Address:

RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTO

City:

TORONTO

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

GROUP RISK MANAGEMENT

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2025-01-06

Application Deadline:

2025-01-20

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.

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We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.

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