Senior Software Engineer, Backend Microservices - Risk

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Job Description

Risk and Fraud systems are a fundamental component to EarnIn’s success. We manage systems that provide real-time feedback to prevent fraud, and facilitate the ability to investigate the mountains of information we have to gain insights into business operations.

We are looking for experienced, collaborative and resourceful senior level engineers to join our backend teams, working remotely. As a senior engineer you will work cross-functionally with various teams and contribute to the design and development of our backend services.

This is a remote position. The US base salary range for this full-time position is $140,000 - $252,000 + equity + benefits. Our salary ranges are determined by role, level, and location.


  • High impact roles at a fast-moving company that’s aggressively growing our user base.
  • We are a collaborative team and genuinely enjoy working with each other. 
  • We believe in empowering our people to be successful.
  • We’re building a product that reimagines the way money moves to empower human potential.


  • Drive the design & implementation of new features - break down complex problems into their bare essentials, translate this complexity into elegant design and create high quality, maintainable code.
  • Make a meaningful impact in the lives of our community members.
  • Create and maintain test automation to enable continuous integration and development velocity.
  • Design & deliver robust microservice integrations via REST/gRPC APIs and via messaging patterns (events/queues)
  • Collaborate and mentor other engineers while providing thoughtful guidance using code, design and architecture reviews.
  • Work cross-functionally with other teams including: data science, design, product, marketing, and analytics.
  • Debug production issues across our services infrastructure and multiple levels of our stack.
  • Work with distributed systems & services and care passionately about producing high quality code.


  • 4+ years of software development, delivering value through software in a collaborative environment. 
  • Experience working in microservice architectures is required.
  • Proficient in at least one modern programming language, and the ability to understand more than one - we currently work across Kotlin, C#, and Python.
  • Hands-on experience working with SQL databases - NoSQL is a plus.
  • Experience with continuous integration and delivery tools.
  • Experienced in developing and executing functional and integration tests.
  • Excellent written and verbal communication skills.
  • Ability to thrive in a fast-paced, dynamic environment and you have a bias towards action and results.

Company Info.


Earnin is a financial services company that provides an app-based platform to help people manage their cash flow. The company offers an alternative to traditional payday loans, allowing users to access their earned wages before their payday. The app connects to the user's bank account and tracks their hours worked, allowing users to withdraw up to $100 per day or up to $500 per pay period.

  • Industry
    Financial services
  • No. of Employees
  • Location
    Palo Alto, CA, USA
  • Website
  • Jobs Posted

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EarnIn is currently hiring Senior Software Engineer Jobs in Palo Alto, CA, USA with average base salary of $140,000 - $252,000 / Year.

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