Business Risk Control Analyst

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  • Experience

    2-4 year
  • Salary

  • Location

    Timonium, Lutherville-Timonium, MD, USA
  • Job Function

    Business Risk Control Analyst
  • Industry

    Information Technology
  • Qualification

    Degree in Computer Engineering, Degree in Computer Science, Degree in Data Science, Degree in Machine Learning, Degree in Mathematics, Degree in Statistics

Key Skills

Python Programming, Scala Programming, C++, Java Programming, Machine learning techniques, Data science techniques, SQL, Apache Hadoop, MapReduce, TensorFlow, PyTorch, R Programming, C Programming,

Job Description

Job Description

At PayPal (NASDAQ: PYPL), we believe that every person has the right to participate fully in the global economy. Our mission is to democratize financial services to ensure that everyone, regardless of background or economic standing, has access to affordable, convenient, and secure products and services to take control of their financial lives. We’re a purpose-driven company, and our beliefs are the foundation of how we conduct business every day. We’re guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Collectively, these values inspire us to work together as One Team with our customers at the center of everything we do, and to take care of ourselves, each other, and the communities in which we live and work. We challenge the status quo, ask questions, and find solutions. Join us as we enable the hopes, dreams, and ambitions of millions of people around the world.

The PayPal Savings Business Risk Control Lead (“BRCL”) is responsible for helping the Product/Business owner manage the risk that they own over the product/business. The BRCL manages and executes risk processes that exist in the first line, such as risk identification, risk assessment, risk and control evaluation, management and resolution of issues and incidents, Annual Risk and Compliance Plan (“ARCP”) output, and risk reporting for products, functions, and jurisdictions (as applicable). This role is also responsible for managing product/business-specific risk forums, as well as interfacing with the Second Line of Defense to understand and apply risk frameworks and protocols.


Responsible for the execution of risk management activities within each their Operational Unit and coordinating with the Business Control Services Center (“BCSC”) for additional execution support.

Perform and refresh risk assessment including risk identification, documentation, rating & control evaluation

Create and maintain risk and control inventories including: Capabilities, Products, Processes, Legal Entity, Risks, and Controls

Manage the annual control testing program and execution through the BCSC

Collaborate with stakeholders in business units, Legal, Compliance, and the partner bank to develop and implement FLOD testing controls.

Identify product changes with associated control impacts and ensure appropriate implementation through the Product Development Lifecycle

Collaborate in initiatives to evaluate issues across multiple lines of business.

Ensure meetings and critical decision points are clearly documented and communicated.

Assess existing, as well as develop new, system and process controls in order to support the issue management/remediation program.

Responding to Internal and External Audit and Testing Engagements (eg. SLOD reviews, Internal Audits, Regulatory Examinations).

Management and execution of risk programs for functional areas .

Support business needs surrounding documentation (eg. Desktop procedures).

Review and derive insights from key risk metrics for their business area, interpreting the data provided through dashboards and reporting (such as reg exams, complaints, incidents, etc.) from centralized teams.

Provide assertions on risk exposure and articulate and present escalated risks to management.

Maintain strong understanding of key risk management principles and PayPal products and services within area of responsibility.

Represent business line in first line risk forums.


Bachelor's Degree plus 4 years of related experience; or Master's Degree plus 2 years of related experience

Experience in audit, risk, compliance, regulatory, banking (particularly with savings/deposit products), or similar experience

Experience in developing risks, controls, and/or compliance obligations, preferably in the financial industry including supporting the following:

The identification, assessment, control, and response to risks

Driving adherence to risk and compliance policies and procedures

Monitoring key risks and identifying emerging risks

Navigating within a three lines of defense model to address risk matters.

Experience in control and/or process design.

Track record of driving action to support business results.

Previous experience with business process and control mapping.


Possess the credibility and reputation to achieve effective working relationships with colleagues across the organization.

Ability to provide risk expertise through a practical, business lens.

Ability to understand the nuance and risk interaction between product, jurisdiction, and function

Strong project management skills.

Ability to multitask effortlessly and manage competing priorities under demanding deadlines.

Demonstrated ability to learn quickly, and achieve results.

Strong computer knowledge; excellent MS Word, Excel, Visio, and PowerPoint skills.

Superior verbal and written communication skills.


Operate with strong integrity with the ability to handle projects of a sensitive and confidential nature.

Demonstrates a natural curiosity to understand root cause

Possess sound judgment, flexibility and nimbleness in changing courses and solving problems swiftly.

Demonstrates strong and effective collaboration skills and ability to operate comfortably within a complex cultural, global environment.

Demonstrates understanding of the organization’s strategic direction and objectives in order to articulate and embed the role of risk in enabling strategy.

Deep, established credibility with the business to understand and communicate risks generated and impacting the business.

Company Info.


PayPal Holdings, Inc. is an American company operating an online payments system in the majority of countries that support online money transfers, and serves as an electronic alternative to traditional paper methods like checks and money orders.

  • Industry
    Information Technology
  • No. of Employees
  • Location
    2211 North 1st Street, San Jose, CA 95131, USA
  • Website
  • Jobs Posted

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